Insurance Coverage
Customized To Meet Your Needs

Find the best coverage at the best price with customized options for home, auto, health, and business insurance. We shop over 40 top carriers, all competing to offer you the right protection and the best price all from our trusted local team.

Serving Minnesota

Proudly supporting Minnesotans with tailored insurance solutions to meet your unique needs. With locations in Baxter, Grand Rapids, Clearwater, and Bloomington, we’re your local insurance partner across Minnesota.

Personalized Service, Tailored Just for You

We’re more than an insurance provider—we’re a dedicated partner. Our local experts work closely with you to understand your unique needs and ensure you get the right coverage,  at the best price, every time.

WHY CHOOSE NATIONAL INSURANCE BROKERS?

A person in a suit holds a business card featuring a logo with red and blue elements, accompanied by the text "National Insurance Brokers.

MORE OPTIONS. BETTER SOLUTIONS

Many individuals and businesses are over-insured, under-insured or are simply paying too much for their current coverage. Are you? If you’re at all concerned, please come talk to us. At National Insurance Brokers, we’re not here to sell you insurance; we’re here to make you smarter about buying it.

Represent YOUR interests. Not the insurance Companies

National insurance brokers work for you, not the insurance company, and can help you find the best policy for your needs.

You’re respected and cared for.

Our team is committed to your insurance success. Our agents, no matter what branch talk with, will treat you like the human being you are, providing caring and reliable insurance solutions.

Compare prices and coverage

We shop 300+ insurance products from over 40 carriers to make sure you actually have the best price and coverage.

You're educated on what you actually need.

We’ll educate you on what your insurance needs actually are, and how to find the right coverage for them. While this may not always be the least expensive, it is the most comprehensive.
Blue banner with the text "RAMSEY TRUSTED" and "TRUSTED BY RAMSEY" in bold, with an orange underline beneath "RAMSEY.Text image titled "Being endorsed by Ramsey means..." with four points: Shared Values, Real Relationships, Service You Deserve, and Worthy of Trust, each followed by brief explanations highlighting guidance, partnership, excellence, and trustworthiness.

Here for all your insurance needs

From protecting your home and car to securing your health and business, we offer a full range of coverage options to keep you and what matters most safe. Explore our solutions designed to meet all your insurance needs in one place.

Auto Insurance

Drive with confidence knowing you’re protected. Our auto insurance plans are customizable to fit your vehicle, driving habits, and budget, ensuring the right coverage for every journey.

Home Insurance

Your home is one of your most valuable assets. Protect it, along with your belongings, against unexpected events with coverage options designed to give you lasting peace of mind.

Life Insurance

Provide financial security for your loved ones with flexible life insurance policies that give you peace of mind, knowing their future is protected.

Health Insurance

Prioritize your health with coverage that meets your unique needs. We offer a range of health insurance plans tailored for individuals and families at every stage of life.

Recreational Insurance

Enjoy your adventures worry-free with coverage for boats, RVs, and other recreational vehicles. Our insurance keeps you protected so you can make the most of your downtime.

Business Insurance

Your business deserves protection against potential risks. Our comprehensive policies are tailored to cover what matters most, so you can focus on growth with confidence.

What Our Clients Are Saying

Our clients are at the heart of everything we do. Hear from those who have experienced the National Insurance Brokers difference and discovered peace of mind through our commitment to quality service and coverage.
Working with National Insurance Brokers has been a great and seamless experience. Hayden has been awesome at answering all questions and making sure we feel not only comfortable, but confident in our insurance coverage. Would recommend!
Ashley
Google Review
Tom has made himself always available And I very much appreciate that! It’s nice to know that I can always get in touch with him if anything should come up! He’s a good man and I would recommend him always!
Robert
Google Review
These guys did great with all my insurance needs. From personal to business, handled everything quickly with great communication. Great experience!
Allon
Google Review

Insurance Insights Blog Posts

Discover expert advice, tips, and the latest updates in insurance to help you make informed decisions. Our blog is your resource for staying protected and prepared.
Hands gently cupping a small red toy car on a table, evoking a sense of protection—much like choosing the right auto insurance. The simple, stylized car with black wheels rests securely as the person in a white shirt ensures no overpaying for peace of mind.

How to Choose the Right Auto Insurance Without Overpaying

Car insurance is one of those things you know you need, but figuring out exactly how much coverage to get? That’s where it gets tricky. You don’t want to be underinsured and left paying out of pocket after an accident, but you also don’t want to waste money on coverage you don’t actually need. So, […]

A person in a suit sits at a desk, holding a pen in one hand and a small model of a house with a red roof in the other. Papers are laid out on the desk, suggesting a real estate or contractual setting.

The Most Common Home Insurance Claims (And How to Avoid Them)

Your home is likely one of the biggest investments you’ll ever make, which is why having homeowners insurance is so important. It protects you from unexpected disasters, but let’s be honest—filing a claim is never fun. Not only can it be a hassle, but it might also lead to higher premiums down the road. The […]

A small toy car rests on printed financial documents alongside a calculator. Nearby, a fan of U.S. bills is spread out, hinting at budget planning and car expenses. Glasses lie in the corner, emphasizing the importance of coverage considerations in managing a lower insurance bill.

How to Lower Your Car Insurance Bill Without Losing Coverage

Sick of High Car Insurance Rates? Here’s How to Cut CostsCar insurance is a must, but that doesn’t mean you should be overpaying for it. If your premium feels too high, you’re not alone—and the good news is that there are plenty of ways to lower your bill without sacrificing coverage. Whether you’re shopping for […]

A hand holds a set of keys in the foreground, while two women stand in the background looking at documents. In this office setting, where shelves and books are visible, discussing must-have renters insurance could be their current need.

Why Renters Insurance Is a Must-Have (Even If You Think You Don’t Need It)

Think You Don’t Need Renters Insurance? Think Again.If you rent your home or apartment, you might assume your landlord’s insurance has you covered. Unfortunately, that’s not the case. Your landlord’s policy protects the building itself, but it doesn’t cover any of your personal belongings inside. That means if there’s a fire, a break-in, or a […]

A person in a suit holds a paper cutout of a family under an umbrella, symbolizing umbrella insurance. The cutout depicts a man, woman, and two children holding hands, embodying the smartest coverage needed for protection and safety.

Why Umbrella Insurance Might Be the Smartest Coverage You Didn’t Know You Needed

What Is Umbrella Insurance and Why Should You Care?Most people assume their home or auto insurance will cover them in any situation. But what if a serious accident or lawsuit maxes out your coverage limits? That’s where umbrella insurance comes in. Think of umbrella insurance as a financial safety net—it adds an extra layer of […]

A person in a white shirt and black tie gently cups their hands over a red heart-shaped object on a table. The heart features a white graphic of a house with a family symbol inside it.

Life Insurance Made Simple: Which Type Is Right for You?

Let’s face it—life insurance isn’t exactly the most exciting topic. But when it comes to protecting your loved ones and planning for the future, it’s one of the most important decisions you can make. The tricky part? Figuring out which type of life insurance fits your needs. With terms like “whole life,” “term life,” and […]

Two people sit at a table; one holds an orange mug while the other taps a tablet displaying a blue screen with the word “Insurance” and an umbrella icon. A finger points at the

Why Bundling Your Home and Auto Insurance Is a No-Brainer

Managing your insurance can feel like a juggling act. You’ve got separate policies, different providers, and due dates scattered across the calendar. But what if you could simplify all that and save some serious cash? That’s the beauty of bundling your home and auto insurance. Bundling is just what it sounds like—combining your home and […]

A blue and white pen rests on top of a stack of insurance claim forms, addressing a headache-inducing array of printed text. These forms include sections for personal and medical information, meticulously spread out across a light surface.

How to File an Insurance Claim Without the Headache

Dealing with an accident, damage, or theft is stressful enough without having to navigate a complicated insurance claims process. But the truth is, filing a claim doesn’t have to be overwhelming—if you know what to do. Whether it’s a car accident, a storm-damaged roof, or stolen belongings, here’s a step-by-step guide to filing your insurance […]

Consult An Expert For Your Insurance Today.

Get personalized guidance and find the right coverage to protect what matters most.

Not All Insurance Companies And Solutions Are The Same.

At National Insurance Brokers, we strive to help you live life confidently, backed by insurance solutions you can truly rely on. Unfortunately, not all companies in our industry offer the same commitment to quality and customer care. We believe in going beyond basic coverage options to provide personalized support, ensuring you feel secure every step of the way. Our team is dedicated to delivering an experience that stands out, with a focus on your needs and outcomes. When you choose us, you’re choosing a partner who values your trust and is committed to setting a higher standard in the insurance industry.

About

We are a full-service independent insurance agency proudly representing over 40 top insurance companies. From personal to business insurance, we offer tailored solutions designed to meet your unique needs. Our dedicated team works on your behalf to find the best coverage and rates, ensuring that every aspect of your insurance is handled with care and expertise

Contact

  • t.hice@mynationalbroker.com
  • 218-203-5540
Follow Us
© 2024 National Insurance Brokers - Hice Agenecy. All Rights Reserved.
Website Designed By Mixture Web
Logo of National Insurance Brokers featuring a stylized shield on the left. The shield has red and white stripes with a blue square at the top left. The company name is in bold black text to the right.

Quote Request Form

Fill out the form below, and one of our expert insurance brokers will contact you to review your needs and find the perfect coverage at the best price. We’re here to make sure you’re covered with a solution tailored just for you.
Please enable JavaScript in your browser to complete this form.
Name
Address
What type(s) of insurance are you interested in?
At National Insurance Brokers, your privacy is our priority. We will never sell, share, or distribute your personal information to third parties. The information you provide is used solely to connect you with one of our expert brokers who will assist in finding the best coverage for your needs. Your data is kept secure and confidential at all times.