Think You Don’t Need Renters Insurance? Think Again.If you rent your home or apartment, you might assume your landlord’s insurance has you covered. Unfortunately, that’s not the case. Your landlord’s policy protects the building itself, but it doesn’t cover any of your personal belongings inside. That means if there’s a fire, a break-in, or a […]

What Is Umbrella Insurance and Why Should You Care?Most people assume their home or auto insurance will cover them in any situation. But what if a serious accident or lawsuit maxes out your coverage limits? That’s where umbrella insurance comes in. Think of umbrella insurance as a financial safety net—it adds an extra layer of […]

Let’s face it—life insurance isn’t exactly the most exciting topic. But when it comes to protecting your loved ones and planning for the future, it’s one of the most important decisions you can make. The tricky part? Figuring out which type of life insurance fits your needs. With terms like “whole life,” “term life,” and […]

Managing your insurance can feel like a juggling act. You’ve got separate policies, different providers, and due dates scattered across the calendar. But what if you could simplify all that and save some serious cash? That’s the beauty of bundling your home and auto insurance. Bundling is just what it sounds like—combining your home and […]

Dealing with an accident, damage, or theft is stressful enough without having to navigate a complicated insurance claims process. But the truth is, filing a claim doesn’t have to be overwhelming—if you know what to do. Whether it’s a car accident, a storm-damaged roof, or stolen belongings, here’s a step-by-step guide to filing your insurance […]

When it comes to insurance, there’s no shortage of misinformation out there. Maybe you’ve heard someone say, “I don’t need life insurance until I’m older,” or “My homeowners insurance covers everything.” These kinds of myths can lead to costly mistakes and leave you without the coverage you actually need. Let’s cut through the confusion and […]

Winter in Minnesota is beautiful—but let’s face it, it’s also brutal. Between icy roads, heavy snow, and freezing temps, the season can throw a lot your way. While you’re busy prepping your snowblower and stocking up on salt, don’t forget to give your insurance a little TLC too. A quick review of your policies now […]

Auto insurance can feel like a maze of confusing terms and fine print. Liability, collision, comprehensive—what does it all mean? And how do you know what coverage is right for you? The good news is, it’s not as complicated as it seems. Once you understand the basics, you’ll feel a lot more confident about building […]