Insurance Coverage
Customized To Meet Your Needs

Find the best coverage at the best price with customized options for home, auto, health, and business insurance. We shop over 40 top carriers, all competing to offer you the right protection and the best price all from our trusted local team.

Serving Minnesota

Proudly supporting Minnesotans with tailored insurance solutions to meet your unique needs. With locations in Baxter, Grand Rapids, Clearwater, and Bloomington, we’re your local insurance partner across Minnesota.

Personalized Service, Tailored Just for You

We’re more than an insurance provider—we’re a dedicated partner. Our local experts work closely with you to understand your unique needs and ensure you get the right coverage,  at the best price, every time.

WHY CHOOSE NATIONAL INSURANCE BROKERS?

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MORE OPTIONS. BETTER SOLUTIONS

Many individuals and businesses are over-insured, under-insured or are simply paying too much for their current coverage. Are you? If you’re at all concerned, please come talk to us. At National Insurance Brokers, we’re not here to sell you insurance; we’re here to make you smarter about buying it.

Represent YOUR interests. Not the insurance Companies

National insurance brokers work for you, not the insurance company, and can help you find the best policy for your needs.

You’re respected and cared for.

Our team is committed to your insurance success. Our agents, no matter what branch talk with, will treat you like the human being you are, providing caring and reliable insurance solutions.

Compare prices and coverage

We shop 300+ insurance products from over 40 carriers to make sure you actually have the best price and coverage.

You're educated on what you actually need.

We’ll educate you on what your insurance needs actually are, and how to find the right coverage for them. While this may not always be the least expensive, it is the most comprehensive.
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Here for all your insurance needs

From protecting your home and car to securing your health and business, we offer a full range of coverage options to keep you and what matters most safe. Explore our solutions designed to meet all your insurance needs in one place.

Auto Insurance

Drive with confidence knowing you’re protected. Our auto insurance plans are customizable to fit your vehicle, driving habits, and budget, ensuring the right coverage for every journey.

Home Insurance

Your home is one of your most valuable assets. Protect it, along with your belongings, against unexpected events with coverage options designed to give you lasting peace of mind.

Life Insurance

Provide financial security for your loved ones with flexible life insurance policies that give you peace of mind, knowing their future is protected.

Health Insurance

Prioritize your health with coverage that meets your unique needs. We offer a range of health insurance plans tailored for individuals and families at every stage of life.

Recreational Insurance

Enjoy your adventures worry-free with coverage for boats, RVs, and other recreational vehicles. Our insurance keeps you protected so you can make the most of your downtime.

Business Insurance

Your business deserves protection against potential risks. Our comprehensive policies are tailored to cover what matters most, so you can focus on growth with confidence.

What Our Clients Are Saying

Our clients are at the heart of everything we do. Hear from those who have experienced the National Insurance Brokers difference and discovered peace of mind through our commitment to quality service and coverage.
Working with National Insurance Brokers has been a great and seamless experience. Hayden has been awesome at answering all questions and making sure we feel not only comfortable, but confident in our insurance coverage. Would recommend!
Ashley
Google Review
Tom has made himself always available And I very much appreciate that! It’s nice to know that I can always get in touch with him if anything should come up! He’s a good man and I would recommend him always!
Robert
Google Review
These guys did great with all my insurance needs. From personal to business, handled everything quickly with great communication. Great experience!
Allon
Google Review

Insurance Insights Blog Posts

Discover expert advice, tips, and the latest updates in insurance to help you make informed decisions. Our blog is your resource for staying protected and prepared.
A person sitting on a chair uses a laptop displaying an “Auto Insurance 101” website with a car and shield icon, ready to click the “Start” button. Light from a window illuminates the scene.

Auto Insurance 101: What Are You Really Paying For?

Let’s be honest: most of us buy car insurance because we have to. But when it comes to understanding what we’re actually paying for? That’s where things can get a little fuzzy. Between liability, collision, comprehensive, and a handful of other terms, it’s easy to feel like you’re just crossing your fingers and hoping you’re […]

Two hands holding a red heart and white wooden family cutouts, symbolizing love, care, and the protection that life insurance can provide on a wooden surface background.

Is Life Insurance Something You Actually Need? Here’s How to Know

Life insurance isn’t exactly a fun topic—but it’s one of those things that, when you need it, you’re really glad you have it. That said, a lot of people wonder if it’s something they actually need right now, or if it’s something they can deal with later. Spoiler: You might need it more than you […]

A man in a suit and glasses, likely an independent insurance broker, discusses a contract with another person across a desk in a bright office setting.

5 Reasons to Work with an Independent Insurance Broker

Let’s face it—shopping for insurance isn’t most people’s idea of a good time. Between the endless policy options, confusing terms, and pressure to make the “right” decision, it’s easy to feel overwhelmed. That’s where an independent insurance broker can make all the difference. Unlike agents who work for just one insurance company, we work for […]

A document titled

Is Bundling Home and Auto Insurance Really Worth It? Let’s Talk About It

Thinking About Bundling Your Insurance? Here’s What You Need to KnowIf you’ve ever seen those ads promising big savings when you bundle your home and auto insurance, you’re probably wondering—is it actually worth it? The short answer: it can be. Bundling can lead to real savings and fewer headaches when it comes to managing your […]

A sticky note on a desk reads

Gap Insurance: What It Is—and Whether You Actually Need It

Is Gap Insurance Worth It? Here’s What You Need to KnowYou just bought a new car, signed the paperwork, and drove it off the lot. Everything feels great—until you realize your shiny new ride has already lost value the moment you hit the road. Now, imagine if your car got totaled tomorrow. Your auto insurance […]

A person in a blue shirt is holding a pink piggy bank and a blue umbrella over stacked coins, with a small house model on the right. The scene suggests how affects insurance by emphasizing financial savings and protection.

What Really Affects Your Insurance Premium? Let’s Break It Down

Ever Wonder Why Your Insurance Costs What It Does?You’re not alone. Whether it’s your car, home, or life insurance policy, you’ve probably looked at your premium and thought, “How did they come up with that number?” It might seem like a mystery, but insurance companies use a specific set of factors to decide how much […]

Seated at a desk, a person reviews insurance policies with a pen in hand. Nearby are a laptop, eyeglasses, a plant, and a cup of colorful pens. Sunlight filters in, creating a bright and organized workspace perfect for considering how often to assess these important documents.

How Often Should You Really Review Your Insurance Policies?

When’s the Last Time You Reviewed Your Insurance?Be honest—has it been a while? You’re not alone. A lot of people set up their insurance policies, then forget about them unless something goes wrong. But the truth is, your life changes, and your insurance should keep up. Whether you’ve moved, bought a car, had a baby, […]

Hands gently cupping a small red toy car on a table, evoking a sense of protection—much like choosing the right auto insurance. The simple, stylized car with black wheels rests securely as the person in a white shirt ensures no overpaying for peace of mind.

How to Choose the Right Auto Insurance Without Overpaying

Car insurance is one of those things you know you need, but figuring out exactly how much coverage to get? That’s where it gets tricky. You don’t want to be underinsured and left paying out of pocket after an accident, but you also don’t want to waste money on coverage you don’t actually need. So, […]

Consult An Expert For Your Insurance Today.

Get personalized guidance and find the right coverage to protect what matters most.

Not All Insurance Companies And Solutions Are The Same.

At National Insurance Brokers, we strive to help you live life confidently, backed by insurance solutions you can truly rely on. Unfortunately, not all companies in our industry offer the same commitment to quality and customer care. We believe in going beyond basic coverage options to provide personalized support, ensuring you feel secure every step of the way. Our team is dedicated to delivering an experience that stands out, with a focus on your needs and outcomes. When you choose us, you’re choosing a partner who values your trust and is committed to setting a higher standard in the insurance industry.

About

We are a full-service independent insurance agency proudly representing over 40 top insurance companies. From personal to business insurance, we offer tailored solutions designed to meet your unique needs. Our dedicated team works on your behalf to find the best coverage and rates, ensuring that every aspect of your insurance is handled with care and expertise

Contact

  • t.hice@mynationalbroker.com
  • 218-203-5540
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Quote Request Form

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