Your Independent Insurance Broker in Minnesota

Insurance doesn’t have to feel like a maze. Whether you’re protecting your home, livelihood, health, or business, working with an independent insurance broker in Minnesota—like InsuredMN (National Insurance Brokers – Hice Agency)—offers flexibility, transparency, and local insight. Unlike captive agents tied to single insurers, independent brokers shop multiple carriers, helping tailor the best policies for drivers, homeowners, families, and businesses across Minnesota.

1. Why Choose an Independent Broker?

An independent broker acts in your best interest—not the insurer’s. InsuredMN collaborates with over 40 top carriers to find the right coverage at the right price. They respect your unique needs, explain policy details clearly, and aren’t motivated to sell bundled packages. This commitment aligns coverage with your real life—not with the limitations of a single insurance company.

2. Serving All Aspects of Life—Insurance, Simplified

InsuredMN offers a wide array of coverage options tailored to Minnesotans’ needs, including:

• Auto Insurance: Liability, collision, comprehensive, rental reimbursement, classic car plans
• Home & Property Insurance: Customized homeowners and specialty protection for flood, water backup, high-value items
• Health Insurance: Individual, family, Medicare supplements, and short-term plans
• Life Insurance: Term, whole, universal options personalized to your family needs
• Business & Specialty Insurance: General liability, commercial auto, workers’ comp, E&O, data breach, recreational vehicle coverage, and more

3. Local Reach Across Minnesota

Based in Baxter with branches in Grand Rapids, Clearwater, and Bloomington, InsuredMN serves Minnesotans both large and small. This local footprint means they understand the nuances of state regulations, weather risks, and community dynamics—delivering both accessibility and expertise.

4. What Makes InsuredMN Stand Out

• Choice Over Convenience: Not tied to one insurer, you have more options.
• Education First: Agents explain your coverage—not use jargon.
• Proactive Service: Annual reviews, same-day responsiveness, proactive coverage suggestions.
• A Minnesota Presence: You’re more than a file in an out-of-state system.

5. How the Process Works

1. Initial Consultation: Tell your story—your assets, your risks.
2. Carrier Matching: Brokers compare policies across multiple companies.
3. Review & Educate: You review options with all terms clear.
4. Coverage Activation: Easy digital setup—or in-person support.
5. Ongoing Support: Policy checks on life changes like new cars or property renovations.

6. A Companion Resource for Consumers

For unbiased state-level guidance—insurance regulation, complaint procedures, tips for choosing licensed brokers—consider visiting the Minnesota Department of Commerce Insurance Division. It’s an invaluable external resource.

Summary Checklist

• Independent brokers vs. captive agents
• Coverage across auto, home, health, life, business
• Broad choice through 40+ carriers
• Local presence across Minnesota
• Client-focused, educational, proactive service
• Support during life changes and coverage reviews

Contact Us

Begin a smarter insurance journey with InsuredMN, where your needs come first.