Broker Guide: Personalized Coverage with Hice Agency

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Broker Guide: Personalized Coverage with Hice Agency

1. The Independent Difference in Insurance

In Minnesota, independent brokers like National Insurance Brokers – Hice Agency put clients—not carriers—first. Unlike captive agents tied to one insurer, independent brokers freely compare policies from over 40 companies to match your needs with your budget.


2. A Locally Rooted, Service-Driven Team in Minnesota

Based in Baxter, with offices also in Grand Rapids, Clearwater, and Bloomington, Hice Agency has become a trusted partner for individuals, families, and businesses throughout the region. Their mission: make insurance easy to understand and personalized to your life.


3. Comprehensive Coverage Options for Every Stage of Life

• Auto Insurance

Custom solutions based on your driving habits, usage, and lifestyle—whether you’re a daily commuter or weekend adventurer.

• Home Insurance

Protection for your physical property, personal belongings, and additional risk—like flooding, theft, or identity fraud.

• Life & Health Insurance

Policies ranging from term and whole life to health plans and Medicare supplements—designed for peace of mind at every life stage.

• Business & Recreational Insurance

Everything from liability and business property to boat, ATV, and RV coverage—crafted to fit the unique Minnesota lifestyle and professional environment.


4. How the Hice Agency Process Helps You Choose Wisely

  • Discovery Call: Share your goals and current coverage—without jargon.
  • Policy Shopping: They consult their network of 40+ carriers to compare your best options.
  • Clear Recommendations: Not the cheapest—but the smartest. Coverage that fits, not sells.
  • Ongoing Reviews: Life changes, policies adapt. Regular check-ins keep coverage current.

5. Rooted in Trust: What Minnesota Clients Value

Local clients consistently highlight:

  • Clear, caring communication
  • Expertise across multiple insurance products
  • Customized recommendations that make sense

“Working with National Insurance Brokers has been a seamless experience. The team is responsive and truly cares…”


6. Seasonal Tips for Minnesota Policyholders

When to ReviewWhy It’s Important
After major life eventsMarriage, kids, business growth affect coverage needs.
Annual check-inEnsure renewals, discounts, and limits still align.
Pre-natural eventsUpdate coverage for hail, flooding, or weather changes.

Hice Agency supports these transitions fully—helping you stay protected without surprises.


7. Minnesota Licensing & Consumer Protection

All Hice Agency brokers are fully licensed by Minnesota, including MNsure certification and required continuing education. This maintains high ethical and professional standards.
For additional information on insurance regulation and complaint-handling, visit the Minnesota Department of Commerce’s Insurance Division.


8. External Resource: Understanding Insurance Brokers

Want to understand why hiring as a broker matters? The Minnesota Department of Commerce Insurance Division offers insights on licensing, consumer rights, and how to file a complaint if necessary.

Whether you’re navigating personal, business, or lifestyle insurance, National Insurance Brokers – Hice Agency offers clarity, breadth, and local commitment. Reach out anytime for a thoughtful review or tailored coverage—let’s protect what matters most.

About

We are a full-service independent insurance agency proudly representing over 40 top insurance companies. From personal to business insurance, we offer tailored solutions designed to meet your unique needs. Our dedicated team works on your behalf to find the best coverage and rates, ensuring that every aspect of your insurance is handled with care and expertise

Contact

  • t.hice@mynationalbroker.com
  • 218-203-5540
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