Coverage Options
Secure your business with comprehensive insurance solutions that protect against risks and support your growth. From liability and property insurance to workers’ compensation and commercial auto, we provide customized coverage to meet the unique needs of every business.
General Liability Insurance
General liability insurance shields your business from the financial impact of claims involving bodily injuries or property damage. This coverage is essential for protecting your company from unexpected lawsuits or liability incidents.
Business Property Insurance
Business property insurance protects your physical assets, including buildings, equipment, and inventory, from risks such as fire, theft, and certain natural disasters. Ensure your property and livelihood are safeguarded against unforeseen events.
Commercial Auto Insurance
For businesses that rely on vehicles, commercial auto insurance provides coverage for accidents, liability, and physical damage to company-owned vehicles. Keep your vehicles and employees protected while on the road.
Workers’ Compensation Insurance
Workers' compensation insurance covers medical expenses and lost wages for employees who are injured on the job. This crucial protection keeps your workforce secure while ensuring your business complies with state regulations.
Contractors Insurance
Big project or small, there’s nothing straightforward about the work you do. Which is why there’s nothing straightforward about the insurance that protects you from exposure to liability. We know what you’re up against. We use all of our resources and know-how to get you the coverage you need.
Errors & Omissions Insurance
If you make important decisions on behalf of your clients, you need insurance to protect your business and your reputation. When the professional advice and service you provide results in a negligence claim, E&O coverage protects you from the high cost of defending the claim, in addition to damages that may be awarded. The first step is to speak with one of our experts to assess your exposure.
Data Breach Insurance
Data breach insurance protects your business from the expenses and liabilities associated with data breaches, such as customer notification, legal fees, and credit monitoring services. This coverage is essential in today’s digital landscape.
Specialty Insurance Programs
As you might have guessed, specialty insurance is highly specific and generally narrowly focused. Here is where having the unbiased experts at National Insurance Brokers can help you negotiate rates that can dramatically reduce your costs.
Liquor Liability
You’re in the business of selling or serving alcohol. That means you’re legally bound to carry liquor liability coverage. And let’s face it, you need it. A patron’s bad decision could cost you your business or worse. The right coverage leaves nothing to chance. Let’s have a conversation about this very serious subject.
Inland Marine
This insurance protects business property in transit over land, certain types of moveable property, and even the property of others put in your care. Inland marine insurance isn’t just for companies that ship products to retailers and customers. We’re here to simplify and assess your inland marine insurance needs.
Don’t Make These Mistakes.
Choosing the cheapest premium.
It’s tempting, but choosing an insurance plan based solely on price is how you end up with holes in your policy.
Lack of communication.
When you have a question or need to file a claim, it should be easy and painless. Most agents take days, if not weeks, to get back to you, causing you to feel more like a policy number than a valued customer.
Policies simply renew on an annual basis.
Agencies typically bill you annually for the coverage you agreed to years ago without discussing it with you. Unless you mark it on your calendar to call and check, you will get the same coverage over and over again.
Follow These Solutions.
Find the “right” insurance coverage.
Get the best solution for your needs. This means you can rest assured that you’re fully covered if and when you need the insurance.
You are more than a number.
Your concerns are of the utmost importance to us, and we pride ourselves on returning your calls and questions within the same day. This is how you treat those you care about.
We proactively find you better solutions.
We want to make sure the coverage you have is the coverage you need for every stage of life. We reach out to you to confirm you have the right coverage before we renew your policy.