Minnesota Independent Insurance Broker: Tailored Coverage

1. What Sets Independent Insurance Brokers Apart

Independent brokers, such as National Insurance Brokers – Hice Agency, operate differently. Unlike captive agents tied to one insurer, they pull from a vast pool of over 40 top carriers to find you the best coverage at competitive pricing. This truly client‑focused approach allows for unbiased advice and unmatched flexibility.

2. Serving the Heart of Minnesota with Personalized Care

Founded on a commitment to excellence, Hice Agency delivers customized coverage to individuals, families, and businesses across the state. With offices in Baxter, Grand Rapids, Clearwater, and Bloomington, their team brings both local knowledge and modern approachability.

3. Complete Coverage Solutions for Every Life Stage

Auto Insurance

Custom-fit plans that consider driving style, vehicle use, and budget—designed to offer reliable protection.

Home Insurance

Defense against natural disasters, theft, or damage, tailored to your property’s value and location.

Life Insurance

Options ranging from term to whole and universal to safeguard loved ones financially.

Health Insurance

Coverage plans suited to individual or family needs, including short-term and Medicare supplements.

Business Insurance

Includes liability, property, worker’s comp, and other solutions to protect Minnesota enterprises.

Sports & Recreation Insurance

Coverage for boats, RVs, ATVs, and gear—offering peace of mind for outdoor enthusiasts.

4. Smart Insurance for Minnesota Businesses

Small businesses are foundational, but they face unique challenges. From liability and cyber threats to lost income—Hice Agency crafts coverage to stabilize your journey.

They also offer risk management support—from policy bundling to safety audits—to keep businesses running without insurance surprises.

5. Hearing from Real Clients

Locally rooted and highly rated:

“Working with Hice Agency has been a seamless experience. Hayden answered all my questions and guided me to the coverage I truly needed.”
“I appreciate how quickly Tom responds—always there when I need help.”

Trust and transparency remain central to how the agency operates.

6. Why a Local Broker Matters

• Multiple Carriers, One Advisor — No single-insurer bias, just tailored policy matches.
• Deep Local Insight — In touch with community challenges, regional risk exposures, and MN regulations.
• Ongoing Partnership — From annual policy reviews to lifecycle support, the commitment extends beyond signup.

7. Your Insurance Planning Process

1. Intro Chat — Share what matters most to you.
2. Coverage Comparison — Match your needs with multiple insurer options.
3. Plan Customization — Tailor details and priority per your goals.
4. Policy Hand-off — Smooth onboarding with friendly support.
5. Ongoing Review — Keep coverage current as life evolves.

8. External Resource: Know Your Rights and Protections

For details on Minnesota’s insurance regulations and provisions, the Minnesota Department of Commerce – Insurance Division is the official resource for licensing, compliance, and consumer protection.

Whether you’re looking for personal coverage, business protection, or expert guidance on bundling policies—National Insurance Brokers – Hice Agency is here to support you every step of the way. Reach out anytime for caring, knowledgeable insurance support.