A practical, reference-style guide to insurance fundamentals in Minnesota—covering auto, home, business, risks, broker tips, and state resources.

Tailored insurance strategies in Minnesota—auto, home, life, business—and understand how working with an independent broker gives you better choice and clarity.

Working with an independent insurance agency in Minnesota gives you more coverage options, personalized service, and better value compared to big-brand insurers

Minnesota residents and businesses trust independent insurance experts—like National Insurance Brokers – Hice Agency—to offer personalized coverage with choice.

With access to over 40 top carriers, they provide tailored coverage options for auto, home, health, business, and recreational needs.

Let’s be honest: most of us buy car insurance because we have to. But when it comes to understanding what we’re actually paying for? That’s where things can get a little fuzzy. Between liability, collision, comprehensive, and a handful of other terms, it’s easy to feel like you’re just crossing your fingers and hoping you’re […]

Thinking About Bundling Your Insurance? Here’s What You Need to KnowIf you’ve ever seen those ads promising big savings when you bundle your home and auto insurance, you’re probably wondering—is it actually worth it? The short answer: it can be. Bundling can lead to real savings and fewer headaches when it comes to managing your […]

Ever Wonder Why Your Insurance Costs What It Does?You’re not alone. Whether it’s your car, home, or life insurance policy, you’ve probably looked at your premium and thought, “How did they come up with that number?” It might seem like a mystery, but insurance companies use a specific set of factors to decide how much […]

When’s the Last Time You Reviewed Your Insurance?Be honest—has it been a while? You’re not alone. A lot of people set up their insurance policies, then forget about them unless something goes wrong. But the truth is, your life changes, and your insurance should keep up. Whether you’ve moved, bought a car, had a baby, […]

Car insurance is one of those things you know you need, but figuring out exactly how much coverage to get? That’s where it gets tricky. You don’t want to be underinsured and left paying out of pocket after an accident, but you also don’t want to waste money on coverage you don’t actually need. So, […]