Insurance Insights - Our Blog

Discover expert advice, tips, and the latest updates in insurance to help you make informed decisions.
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Minnesota Independent Insurance Guide: Coverage by Life Stage

Understand how Minnesota insurance works with an independent broker—coverage types, local risk factors, and smart review habits for families and businesses.

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Why Independent Insurance Coverage Matters in Minnesota

Learn how working with an independent broker in Minnesota brings you more carrier options, local insight and smarter coverage across auto, home, business and health.

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Minnesota Independent Insurance Broker with 40+ Carriers

Explore how InsuredMN (operating as National Insurance Brokers – Hice Agency) offers tailored auto, home, life, health & business insurance in Minnesota.

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Your Minnesota Insurance Partner | InsuredMN

How InsuredMN (National Insurance Brokers) offers smart, tailored coverage for auto, home, business and health—backed by 40+ carriers and local expertise.

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Navigating Insurance with Clarity Reference for MN Residents

Insurance agency in Minnesota brings choice, clarity and tailored coverage across auto, home, business and life — with your best interest front and center.

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What Your Homeowners Insurance Might Not Cover (And What to Do About It)

Surprise—Your Homeowners Insurance Doesn’t Cover EverythingYou’ve got homeowners insurance. Great! That means you’re covered for just about anything that could go wrong… right? Not exactly. The truth is, while homeowners insurance covers a lot, it doesn’t cover everything—and some of the most common and costly issues fall outside a basic policy. Unfortunately, many people don’t […]

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What Really Affects Your Insurance Premium? Let’s Break It Down

Ever Wonder Why Your Insurance Costs What It Does?You’re not alone. Whether it’s your car, home, or life insurance policy, you’ve probably looked at your premium and thought, “How did they come up with that number?” It might seem like a mystery, but insurance companies use a specific set of factors to decide how much […]

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How Often Should You Really Review Your Insurance Policies?

When’s the Last Time You Reviewed Your Insurance?Be honest—has it been a while? You’re not alone. A lot of people set up their insurance policies, then forget about them unless something goes wrong. But the truth is, your life changes, and your insurance should keep up. Whether you’ve moved, bought a car, had a baby, […]

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The Most Common Home Insurance Claims (And How to Avoid Them)

Your home is likely one of the biggest investments you’ll ever make, which is why having homeowners insurance is so important. It protects you from unexpected disasters, but let’s be honest—filing a claim is never fun. Not only can it be a hassle, but it might also lead to higher premiums down the road. The […]

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Why Bundling Your Home and Auto Insurance Is a No-Brainer

Managing your insurance can feel like a juggling act. You’ve got separate policies, different providers, and due dates scattered across the calendar. But what if you could simplify all that and save some serious cash? That’s the beauty of bundling your home and auto insurance. Bundling is just what it sounds like—combining your home and […]

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