Insurance Insights - Our Blog

Discover expert advice, tips, and the latest updates in insurance to help you make informed decisions.
Our blog is your resource for staying protected and prepared.

Recent Posts:

A person sitting on a chair uses a laptop displaying an “Auto Insurance 101” website with a car and shield icon, ready to click the “Start” button. Light from a window illuminates the scene.

Auto Insurance 101: What Are You Really Paying For?

Let’s be honest: most of us buy car insurance because we have to. But when it comes to understanding what we’re actually paying for? That’s where things can get a little fuzzy. Between liability, collision, comprehensive, and a handful of other terms, it’s easy to feel like you’re just crossing your fingers and hoping you’re […]

A document titled

Is Bundling Home and Auto Insurance Really Worth It? Let’s Talk About It

Thinking About Bundling Your Insurance? Here’s What You Need to KnowIf you’ve ever seen those ads promising big savings when you bundle your home and auto insurance, you’re probably wondering—is it actually worth it? The short answer: it can be. Bundling can lead to real savings and fewer headaches when it comes to managing your […]

Seated at a desk, a person reviews insurance policies with a pen in hand. Nearby are a laptop, eyeglasses, a plant, and a cup of colorful pens. Sunlight filters in, creating a bright and organized workspace perfect for considering how often to assess these important documents.

How Often Should You Really Review Your Insurance Policies?

When’s the Last Time You Reviewed Your Insurance?Be honest—has it been a while? You’re not alone. A lot of people set up their insurance policies, then forget about them unless something goes wrong. But the truth is, your life changes, and your insurance should keep up. Whether you’ve moved, bought a car, had a baby, […]

Hands gently cupping a small red toy car on a table, evoking a sense of protection—much like choosing the right auto insurance. The simple, stylized car with black wheels rests securely as the person in a white shirt ensures no overpaying for peace of mind.

How to Choose the Right Auto Insurance Without Overpaying

Car insurance is one of those things you know you need, but figuring out exactly how much coverage to get? That’s where it gets tricky. You don’t want to be underinsured and left paying out of pocket after an accident, but you also don’t want to waste money on coverage you don’t actually need. So, […]

A small toy car rests on printed financial documents alongside a calculator. Nearby, a fan of U.S. bills is spread out, hinting at budget planning and car expenses. Glasses lie in the corner, emphasizing the importance of coverage considerations in managing a lower insurance bill.

How to Lower Your Car Insurance Bill Without Losing Coverage

Sick of High Car Insurance Rates? Here’s How to Cut CostsCar insurance is a must, but that doesn’t mean you should be overpaying for it. If your premium feels too high, you’re not alone—and the good news is that there are plenty of ways to lower your bill without sacrificing coverage. Whether you’re shopping for […]

A person in a suit holds a paper cutout of a family under an umbrella, symbolizing umbrella insurance. The cutout depicts a man, woman, and two children holding hands, embodying the smartest coverage needed for protection and safety.

Why Umbrella Insurance Might Be the Smartest Coverage You Didn’t Know You Needed

What Is Umbrella Insurance and Why Should You Care?Most people assume their home or auto insurance will cover them in any situation. But what if a serious accident or lawsuit maxes out your coverage limits? That’s where umbrella insurance comes in. Think of umbrella insurance as a financial safety net—it adds an extra layer of […]

Two people sit at a table; one holds an orange mug while the other taps a tablet displaying a blue screen with the word “Insurance” and an umbrella icon. A finger points at the

Why Bundling Your Home and Auto Insurance Is a No-Brainer

Managing your insurance can feel like a juggling act. You’ve got separate policies, different providers, and due dates scattered across the calendar. But what if you could simplify all that and save some serious cash? That’s the beauty of bundling your home and auto insurance. Bundling is just what it sounds like—combining your home and […]

A car navigates a snow-covered road amid bare trees, embodying a true Minnesota Winter. Snowflakes fall heavily, obscuring visibility. Traffic signs peek through their snowy blankets, capturing the wintry essence of this winter-ready scene.

Get Your Insurance Winter-Ready: Tips for Surviving a Minnesota Winter

Winter in Minnesota is beautiful—but let’s face it, it’s also brutal. Between icy roads, heavy snow, and freezing temps, the season can throw a lot your way. While you’re busy prepping your snowblower and stocking up on salt, don’t forget to give your insurance a little TLC too. A quick review of your policies now […]

A person holds a paper cutout of a car in one hand and a white umbrella in the other, symbolizing coverage and protection for vehicles, highlighting auto insurance needs against a gray background.

Breaking Down Auto Insurance: What Coverage Do You Really Need?

Auto insurance can feel like a maze of confusing terms and fine print. Liability, collision, comprehensive—what does it all mean? And how do you know what coverage is right for you? The good news is, it’s not as complicated as it seems. Once you understand the basics, you’ll feel a lot more confident about building […]

Auto Insurance

How to Lower Your Auto Insurance Premiums Without Cutting Corners

Let’s face it—auto insurance is one of those expenses we can’t avoid, but we’d all love to save a little money on it. The good news? There are plenty of ways to lower your premiums without sacrificing the coverage you need to stay protected on the road. Here are some easy, practical tips to help […]

About

We are a full-service independent insurance agency proudly representing over 40 top insurance companies. From personal to business insurance, we offer tailored solutions designed to meet your unique needs. Our dedicated team works on your behalf to find the best coverage and rates, ensuring that every aspect of your insurance is handled with care and expertise

Contact

  • t.hice@mynationalbroker.com
  • 218-203-5540
Follow Us
© 2025 National Insurance Brokers - Hice Agenecy. All Rights Reserved.
Privacy Policy - Terms & Conditions
Website Designed By Mixture Web
Logo of National Insurance Brokers featuring a stylized shield on the left. The shield has red and white stripes with a blue square at the top left. The company name is in bold black text to the right.

Quote Request Form

Fill out the form below, and one of our expert insurance brokers will contact you to review your needs and find the perfect coverage at the best price. We’re here to make sure you’re covered with a solution tailored just for you.
Please enable JavaScript in your browser to complete this form.
Name
Address
What type(s) of insurance are you interested in?

At National Insurance Brokers – Hice Agency, your privacy is our priority. We will never sell, share, or distribute your personal information to third parties. The information you provide is used only to connect you with one of our expert brokers to help find the best coverage for your needs. Your data is kept secure and confidential at all times.

By submitting this form and signing up for texts, you consent to receive text messages from National Insurance Brokers – Hice Agency at the number provided, including automated messages and messages related to Customer Care. Consent is not a condition of purchase. Msg & data rates may apply. Msg frequency varies. Unsubscribe at any time by replying STOP or clicking the unsubscribe link (where available). Reply HELP for help.

Privacy Policy: https://insuredmn.com/privacy-policy/
Terms and Conditions: https://insuredmn.com/terms-and-conditions/